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Question By
bethann10181984

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why are my credit scores lower than credit karma?
why is my credit 100 points higher on credit karma and with a mortgage lender it shows its 100 points lower?

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Really?

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Well it seems you have done little or no research on the subject.   ( I'm guessing no research )  You need to Do you HomeWork.

If you would have done just a little Research you would have found the answer as it has been posted here and other fourms 100's if not 1000's of time over the years.

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They are different Credit Score Models.

Reply by
dan911

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THAT'S WHAT WE NEED. SARCASM ALWAYS HELPS DOESN'T IT. SOME PEOPLE AREN'T NERDS AND AREN'T FAMILIAR WITH THIS SITE SO WHY NOT HUMOR HIS?

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ME TOO

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I HAVE THE SAME THING HAPPENING. NOT SO DRASTIC AS 100 POINTS BUT AROUND 40-50. "They are different Credit Score Models" DOESN'T CUT IT. IF KARMA SAYS 779 AND MY MORTGAGE SAYS 729 FROM THE SAME 3 BUREAU'S HOW COULD THERE BE DIFFERENT SCORING MODELS?

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