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who is merchantscol how do i reach them
my score dropped and i have no clue who or what in the world this 600.00 is about this is from merchantscol and how do i find out who it is i never received any mail on this
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I dont know why this is on my credit report.

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did you have the phone number 

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A collection agency.  Google them or call TransUnion, they can give you the phone number.

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