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Reuben2172

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What should I do with all these medical bills?

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Medical Bills?

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Firstly, "How much money is owed?"  You can usually make small "payments on account" like $20 per-month to keep them from sending you to collections.  However, if your medical bills are like "hundreds of thousands" you may want to consider filing personal bankruptcy to purge the bills altogether and get a fresh start.  Your credit rating will drop to 0 for a couple of months, then you start getting credit card offers and your rating "pops" back to 700+ if you use them and py them off consistently in a couple of years.  In two years you can then qualify for an FHA home loan, if you keep your credit good.  If you own a home, depending on the State you live in, like Florida, you MAY get to keep it if your mortgage payments are current.  You may ALSO get to keep your car to get to work.  So, contact a bankruptcy lawyer for advice.  It WILL cost you $ to file bankruptcy, somewhere around $2700 - $3500.  So, be ready to pay that one last bill.  I an not a professional financial advisor.  Just my opinions based on my personal experience.  Best of luck.

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Pay them? Work out a payment plan with the medical billing section. 

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