Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
scalper1200

0 Contributions
0 People Helped
What is: SYNCB/CARE CREDIT
Who does this belong to?
What company?
I don't recall ever opening a card under that description.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-10 of 19Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next
1 Contribution
18 People Helped

SYNCB/CARE CREDIT

Helpful to 18 out of 20 people

SYNCB is the abbreviation for SYNCHRONY BANK formally GE Capital. Along with being an online bank they currently are one of the leading underwriters/lenders for consumer credit.

I am a little surprised that Lowe’s and Wal-Mart partner with them, they must be very big to have those 2 as account partners.

Smaller regional chains like Discount Tire or Video Only will use them here in the Pacific Northwest.   I am not surprised that the medical community is using them for SYNCB/CARE CREDIT accounting as reported by JcMagic55.

I also did not open the new account listed and will be disputing it with a phone call directly to SYNCHRONY BANK.

The contact information:

Note, the best times to call to speak to a representative are Wednesday - Friday. The representative will have the same information you can access online.

1-877-295-2080

SYNCB

ORLANDO , FL 32896

(866) 419-4096

Creditor Contact Details

SYNCB/CARE CREDIT

PO BOX 965036

ORLANDO, FL

32896

(866) 396-8254

1 Contribution
6 People Helped

SYNCB/CARE CREDIT

Helpful to 6 out of 6 people

I, too, never opened an account with this company, SYNCB/CARE CREDIT, and therefore disputing it.

1 Contribution
2 People Helped

Never opened

Helpful to 2 out of 2 people

I also never opened an account under this company then the account reflects money spent and a derogaratory credit drop. If you try to call them it's the transfer game they want all your personal info. Seems like they are very used to getting phone calls from people they are ripping off. 

Does anyone have any suggestions how to stop them or to remove them from our credit reports? 

4 Contributions
31 People Helped

SYNCB/CARE CREDIT

Helpful to 19 out of 21 people

Care Credit is a quick online credit/loan account to help cover Medical & Dental expenses (they may have expanded their lines to cover other items, but I'm not sure on this fact).      Example:  If you go to the Dentist and need more work that you can afford, many times the dentist will have you go online and apply for a Care Credit Account to be approved within 24-hrs.  Usually care credit issues credit in small amounts $1,000, $2,000 & etc. depending on your credit and income level.    

1 Contribution
3 People Helped

syncb

Helpful to 3 out of 3 people

boggwanni has the best answer. I remembered that i went to an oral surgeon and i tried to finance $3,000 but i never got the name of the company. So try to find out if you applied anywhere for a credit. it wasnt necesarily with the exact name of the credit union. It might have been on the dentist, and even in places like best buy.

1 Contribution
3 People Helped

Is this legal?

Helpful to 3 out of 4 people

 I don't understand.. I just got a $2000 revolving credit and I never even signed up for this or don't recall anything related to this. How can this happen? What the hell. Now my credit is affected I'm a little disappointed. Hope everyone had luck with removing this?

Reply by
dalia43

3 Contributions
0 People Helped

They don't answer your phone calls and when you do talk to someine, it appears they all don't know what hell I'm talking about. They act stupid when you ask them questions on how they got your information

1 Contribution
2 People Helped

Helpful to 2 out of 3 people

I see this on my credit and i have never opened an account, i never applied for any credit card.

1 Contribution
3 People Helped

Why is this on my credit?

Helpful to 3 out of 4 people

I never opened an account with this company

1 Contribution
5 People Helped

Helpful to 5 out of 7 people

I too see this on my account...but I didn't open any account...

1 Contribution
0 People Helped

I see this on my account as well but I never applied for this.

Results 1-10 of 19Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.