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imshadyx3

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What is impact of a late payment from 5 years ago on my score?
I have a 30 day deliquency from 2012 on my credit report. The account has been current since then. How bad is this hurting me?

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Not really that bad now thanks to your keeping current since then.  And this late notice will drop off in a couple more years.

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Generally how long does it take before the impact lessens?

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