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cindyrod90

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what are my options to fix credit other than bankruptcy

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Also, filing bamkruptcy kills your credit score for ten years but most unpaid debts hurt for 7 years. If you haven't read the articles here, I advise doing so.  This information will help you for the rest of your life.

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If you need some advice you will need to give some info on your current situation. Just DO NOT include any personal info. Some general alternatives to bankruptcy are as follows: Set a better budget to put more money to bills, find a second job for added income, sell things that you don't need, downgrade where you can (ex. expensive house to less expensive house, expensive car to less expensive car, etc). And remember, if you are having financial hardship you should contact your lenders right away to see what they can do to help you. Most are ready to help, all you have to do is ask.

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