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Question By
shelbysnana03

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Want to close a credit I haven't ad in years

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Top Contributor
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Don't close it!

Keep your oldest account.  To me it is highly risky and highly unfair to be penalized on my credit score is I choose to close an account, but until that changes we're between a rock and a hard place.  I want to close unused accounts because of identity theft risks but oh well.  My credit score is very high and I don't want it going down.  I just shred my cards and hope some hacker guru doesn't pick account numbers up off the internet.

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