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Question By
flatliner911

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tell them stop or continue???
My wife and I have 3 accounts that have been paid and closed for about 5 years but the companies keep reporting them. Should I tell tem to quit reporting or let them keep saying eack month "ok" to the credit burues? Is it helping or hurting our credit scores by reporting?

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Relax!!

The Fair Credit Reporting Act requires that all accounts be reported for at least 7 years, then they will drop off.  The paid accounts are part of your credit history and are important for future history.

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