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EHFX

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score decreased by 18 points from last month, wonder why.
I create a new credit card and always make payment on time, wonder why the score deducted 18 when compared with last month.

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Scores bounce around. If you are saying that you recently opened a credit card, it could be due to that, (hard inquiry and reducing the average age of your accounts). Be sure to watch your FICO scores too if you have had credit long enough to develop FICO scores.

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