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zachr2191

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Removing Bad Credit
I missed 90 days worth of payments on multiple cards. Is it possible to have that bad credit removed? I talked with Discover card and they said that it is nog something that they are able to do. Should I send a goodwill letter? What is the best option to make my credit score better?

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Sorry, but the credit reports cover the previous 7.5-10 years of credit history and those late payments will be reported.  You can reduce the impact by building a history of regular, on-time payments from now on.

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