Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Paying Your Bills
Profile Image

Question By
power2power

0 Contributions
0 People Helped
Recently Deceased Ex Husband's Collection on Water Bill Now Shows derogatory on MY credit report
My former husband deceased in August of 2013. A bill from Stellar Recovery, submitted from a county water system , was forwarded to my new address, addressed "To the Estate Of....". I left a message to the effect that I don't know who is responsible nor know who the executor of the estate is , and that he was deceased. His name is on the bill, not mine. Why was it reported on my credit and how can I get it removed? Do I have any legal rights here? Being divorced for nearly 10 years before his death, I am not responsible for any debts in his name.
Thank you for your help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2791 People Helped

You are absolutely correct and it sounds like these cretins are just trying to get money from whomever they can.  If they call you again, tell them not to contact you any more and this is not your debt.  You don't need to prove a thing to them.  If they still call, then go online to the FTC and to consumerfinance.gov and file complaints against them.  Also, go to www.annualcreditreport.com and dispute the account with all three credit bureaus.  Be persistent and don't let them mess you up.  These old debt purchasers are scum of the earth.  Best of luck!

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.