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Posted in Paying Your Bills
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LilPinkFro

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Pay the collection agency settlement or pay the creditor?
I currently owe Chase Bank $1500 approx. from an okd credit card account. The account is in collections now and I have the opportunity to settle with only paying half of the debt. Why do people keep saying pay Chase directly and not the collections agency? What difference does it make on my credit report/score?

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