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Posted in Credit Scores
no fico score? what does this mean? ck says my score is 745...
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Thank you for visiting myFICO.com®.
We regret that we cannot provide you with your FICO® score report as your report at Equifax does not meet the minimum scoring criteria. If you were using a credit card, it was not charged.

If you have not already done so, you may want to try ordering your credit report from the other national credit bureau - TransUnion.In addition, your non traditional credit data may be reported to alternative credit reporting agencies and Fair Isaac Credit Services, Inc. can help you get access to this information if present.

Please call Fair Isaac Credit Services at 1-866-838-3427 to obtain a copy of your Fair Isaac Credit Services consumer report.This report does not include a score.To expedite the call, please specify to the representative that you are interested in obtaining a copy of your Fair Isaac Credit Services consumer report.

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Question By
mad1827

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you need 6 months of history for FICO to generate a score, most likely you have little to no history

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Response by
nbirnbaum2

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 How long will it take to obtain a fico score and is there anything I can do to speed the process? Thank you...

Response by
mad1827

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It means that Equifax does not have enough data to create a score for you. This is also known as thin file. 

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Response by
hardeight

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