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Arnnette1965

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My goal is to purchase a home. How can I improve my credit score to purchase a home.
I have rented for years, with rent payments up to 725.00 never missed a payment. I was thinking is rent to own the best choice me me at this point.

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I would suggest talking to family and friends and see if they recommend a good loan officer.  Or you can call a few local places and speak to loan officers.  Explain that you are just starting out, and that you may be a work in progress.  Treat the initial discussion as an interview, you are interviewing loan officers to see who you are comfortable working with for 2-6+ months.  You want to work with someone that you believe will go the extra mile to help you, whether that is improving your credit score, answering calls on weekends, etc.

A good loan officer should be able to help direct you on improving credit scores, going over different options, etc.

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Read the articles on this site so you can learn how to build your credit and also to determine if owning a home is workable in your case.  Credit Karma's purpose is to help people learn about how credit works and help them to build a good credit score. 

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