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jsteward22

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My credit score went from 710 to 688, why?
I had a credit score of 710 but did not have any current credit, all was old. I took out a small loan for $3000 at the credit union and got 1 credit card with a small limit which I use but pay every month, in hopes of raising my credit score.

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The credit inquiry itself could have been enough to lower your score.

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