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My bankruptcy was 4.5 years ago. Stuck at 697. When does the limit come off?
I've had very diverse credit since then. A house, 2 vehicles, 3 credit cards, a reserve line, a store line of credit. All payments have been prefect. My credit has been stuck at 697 for 4 months now. I assume there's a cap, because of my bankruptcy. Will this go away at the 5 year mark? Or do I have to wait until 7 years? Or longer???

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