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CreditSavior88

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Minimum payments at times.
f I sometimes pay only the minimum amount that the company is asking for for that month, then would it drastically affect my credit score? again, if sometimes I would do that and not all the time.

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It's not paying the nimimum affecting your credit scores, it's the remaining balance in relation to the credit limit (utilizations) that will affect your credit scores. Example, when you paying nimimum on a card that has $500 balance with 2k limit (25% utilization) would affect your score lot less when the balance is 1.5k (75% utilization) on that same card.

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