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Lowering credit availability.
Over the past few years every time i would pay down my credit card balance the bank would come back shortly after with a letter saying that they were lowering my credit availability. From 10k-2k making it look like i was over leveraged. I recently got the letter that they were lowering it to 2k when i had a balance of 1800. So i paid off the balance and asked them to close it. Well the balance is now 0 (or according to credit karma $176) but apparently the account is still open. Should i close this account or leave it open? It seems like I'll shortly be receiving a letter of a decreased credit limit. Which is worse? If they lower it will this hurt my score? (which im sure they will) or closing the account?

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