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Posted in Credit Scores
Is 765 a good credit score?
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Question By
wmurray003

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you have 3 scores, not jut one.. if they are all over 700 at a minimum, then i would think thats good credit... speaking from experience 600 is about the lowest most folks would consider 'decent'... To me I think of anything below 650 as the point at which my bank stopped sending me calendars, and basicallly stopped wanting to do anything at all for me, even, floating a check for me until friday.. basic courtesy is for those they think they can make money off of..  

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Response by
matman1490

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I'm talking Transrisk ...I think my Vantage was 880

Response by
wmurray003

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Your TransRisk score is an excellent score

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Reply by
tg101688

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That depends. Are you talking about Vantagescore or Tranksrisk? The Transrisk score on here is like the Fico scoring model, for which 765 is a good score. Supposedly, you'll get the best rates for any score above 740; I've also heard 720 or 750, but in any of those cases, 765 is above the cutoff for the top tier basically. Vantage is a new scoring model that has a different scale, and 765 would be okay on there, but not great. Look over your credit report card for more details.

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Response by
jhrhodes

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Ok, I checked again Transrisk is 764 an Vantage is 788.

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wmurray003

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