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ontheloos

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is 616 a good credit score
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Basically it is fair. Definitely not goo.

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Compared to someone with a 550 it is. :-) That sounds like a smart-aleck answer, but really what I mean is, it's all relative - if your score was 550 a few months ago, then 616 is a great improvement. Likewise, although 616 is not going to look good to lenders, by working on your score, you could improve it substantially within a year. Now that you know you need improvement, you can take positive steps to help get that score to move upward. Good luck!

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