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jaysome

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invalid charge
I saw and open account on my report and called the agency but they saw nothing under my ssn. Then i called the originator of the debt which was 192 but they saw a balance for 90 dollars and cant confirm the amount . What do i do ?

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You go to annualcreditreport.com and get copies of all three credit reports.  Look them over very carefully and file disputes on all wrong information with the credit bureau reporting same.  You should know who you have had any credit account with over the past 7 years.  If you don't know the name being reported, then it should eventually be deleted by the credit bureau after they investigate your dispute.

NEVER try solving any financial situation via phone.  Always make sure it's in writing because the "phone drones' (those who answer the phones in the corporate offices) have a script they folow and are not authorized to make any decisions.

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