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Sirspank82

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I'm confused here..
I have a delinquencies on my account which D-O-D began on 06/2007.. I was previously told by a report bureau that it won't clear my credit reports until the date of 2016-2017.. This is not a bankruptcy nor a judgement.. Why will it take 10 years to come off instead of 7 years like it's supposed too??

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