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misr2011

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if i can not afford to pay my medical bill is that bad credit

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Any time you are given services or merchandise without paying in full at the time of receipt, that is a credit transaction.  If you do not pay the bill, it is going to go to collections, which is a big negative on your credit report.  So, YES, it would hurt your credit rating.

I suggest you contact the business office with the Dr/hospital and see what kind of repayment arrangement may be available or what assistance they can give.

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