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joannh51

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i want to bye a house how do i raise my credit score
I plan on buying a house,in next couple months how do I get score up.to get lower rate

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it takes 6 months minimum once you intitiate a new CL or change to show serious improvement as long as you have a 620 you can go FHA with 3.5% down and honestly mortgage rates are still extremely low even with a 620 you won't be looking at anything higher then 6.2%  which is still extremely low

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