Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
saturnsky

0 Contributions
0 People Helped
I have very good credit.How do I make it better ?????????
I have a good credit score of 743..Everything is payed off..I payed cash for my house..I payed cash for my car..I payed off all my credit cards.Never had a late payment. Why isn't my credit score higher ???

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
2 Contributions
5 People Helped

helping............

have you actually looked at your CREDIT REPORT CARD on this website? you really need to work on some of those areas,although some have  LOW IMPACT on your score,they still impact it slightly for instance age of open credit cards? number of credit cards(for some reason the more you have the better your score will be) take a good look at CREDT REPORT CARD on this website...

1 Contribution
0 People Helped

I have the same issue

I have like 12 credit cards, never late, never missed a payment on anything. My utilization rate is 12% I have like 90,000.00 available . Payed off mortgage , no more loans, use American express to pay for everything possible and pay off the balance every month. Use master card to pay bills that don't take AE and pay that off every month.  Maybe since I have a lot of cards it makes my lenghth of credit lower by averaging out all the cards . Thinking if I get rid of some of the newer ones the lenghth of credit would go up. My score is 757 and really doesn't change much. I'm 53 and paid off 2 houses and a lot of loans without issue over my life .

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.