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djluke214

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I have 6 accounts that are said to be deliquent but were discharged how do i remove them

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I beleive by removing them you would have to validate the debt, and when you do so you'd ask them to remove any negative information on your report heres a list of how to validate. 

-create a debt validation letter (you can find samples all over google just edit the information to whom you are sending the debt validation to etc... ) 

-send your debt validation letter via certified mail if I'm correct cert. mail is 3.10 each letter (keep in mind you can track if the letter was recieved via usps website)

then the collection agency will have 30days to respond to confirm the debt you owe and if they do not respond, you have the right to dispute the negative reports off your credit report through the 3 credit bureaus (experian/equfax/transunion)  

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