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I have 550 score. What score do you need or a used car is it the same score as a new car?
5 years ago I got a repo and ,y parents help ,e get it back 6 months ago my credit was 440 now it's 550 I kno it's still not good but it's improving. By next year I need a car probably a used car. What score do I need? 3 cards are in collections but been paying the, on time and unfortunately my repo on credit for 3 more years :( any suggestions. I heard of credit saints. Anyone use them or heard of it?

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