Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Insurance
Profile Image

Question By
Aeslehc

0 Contributions
0 People Helped
I don't have a drivers licence. Why is my auto credit score down?
New to credit karma and I don't own a car. I don't have a drivers licence but I don't know why I have VERY POOR credit score. And I really want to fix this before I do decide to drive a car. Help please?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2786 People Helped

Auto Insurance Score. This score ranges from 150 to 950. It is calculated using data from your TransUnion credit report and is used primarily by auto insurance companies to help assess the likelihood that you'll file an insurance claim. It is not based on your driving record. Learn more about different credit scores.

Credit Karma Team
Top Contributor
2949 Contributions
4610 People Helped

Your auto insurance score is calculated using information from your credit report. It is not influence by whether or not you own a vehicle, or have ever had a license. 

Read more here: https://www.creditkarma.com/article/insurance_score_impacts_your_car_insurance

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.