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CrazECreLot

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How manyYears on credit report
Bad credit on charge cards. Are reported as a charge off. How many years can they stay on your credit report? If not removed automatic then how do I get it removed after the alloted time?

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They remain until 7 years after the date the cards first went delinquent.  Then they should (and generally do) fall off automatically.  If they are over 8 years old, then a dispute might be filed with the credit bureau reporting it.

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