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mackmac

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how many years should my credit report have listed on my report

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Credit accounts you have had that show a good payment record can remain on your credit reports for ten years and that is to your benefit.  The longer good things can be reported, the better.  Any accounts that have any negatives on them will disappear after 7 years.  If you have a bankruptcy, that will be shown for 10 years.  Judgements remain for 10 years and can be renewed at creditor discretion.

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