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CoffeeMug32

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How long till you have no score?
I payed off all of my debts back in September of 2016, and since then I haven't been using any form of Credit (credit cards, loans, etc.). How long do closed accounts remain on file, and same with credit inquires? Then from that, how long would it take to reach having "no credit score" assuming I do not touch anything credit related? Please give helpful information.

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WHY!!  A good credit score allows purchase of things such as cars at lower interest rates!  Ii used to go for a cash-only basis but, after joining CK, learned exactly how credit works, made needed changes and now have a very good score and the benefits that go with it.  Read the articles here to learn or you will have nothing but grief in your financial future.

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