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Question By
Joseylynn

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0 People Helped
How long does it takes for hard inquiries to drop off my credit report?

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32 People Helped
Most Helpful Response

Beware of Car Dealerships

Helpful to 32 out of 35 people

I recently bought a new car and they ran hard inquirys to 7 creditors to find me the best deal!   7 hard pulls for 1 loan that was insane and i cant remove them.  I was so ****ed at loan officer.  Make your deal for a new car with a reputable bank in area then go to dealership to shop with loan in hand.  Buyer Beware.

1 Contribution
21 People Helped

hard inquires

Helpful to 21 out of 26 people

How do I disputer hard inquires. there were 4 just last week and I didn't authuritize any of them.

1 Contribution
19 People Helped

Helpful to 19 out of 22 people

It takes up to 2 years for a hard inquiry to fall off of your report

Reply by
JAFlo

3 Contributions
12 People Helped
Helpful to 6 out of 7 people

If it is up to 2 years then when is a good time to have Experian check into them, if they aren't removed yet and it's been about 2 years?

1 Contribution
22 People Helped

Hard credit check

Helpful to 22 out of 30 people

How do I dispute a hard credit check, Direct T.V. recently did a hard credit check.   I never authorized Direct T.V to do a check, plus I don't have Direct T.V..    I had Direct T.v.  account 4 years ago, please advise?

Thanks

1 Contribution
12 People Helped

Hard inquirers

Helpful to 12 out of 13 people

Can u deal with any debt consolidation company's to try an remove hard inquirers? Plus that's the biggest bunch of BS that they check ur credit for whatever u might be trying to get and it lowers ur score?? Just another thing that makes people not get ahead

Reply by
JAFlo

3 Contributions
12 People Helped
Helpful to 5 out of 8 people

Agreed.  You try to see if you can get a CC to improve your credit only to be turned down and have your credit scored dinged from the "inquiry."

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18 Contributions
30 People Helped

Helpful to 4 out of 4 people

Up to 2 years.

1 Contribution
3 People Helped

my registration

Helpful to 3 out of 4 people

I amtry to get my credit scores. I am 17 but i think someone is using my social security number

Reply by
Phylecia

1 Contribution
0 People Helped

Enter Your Reply. The Credit Bureaus don't create a credit profile until you're 18. But you can pull a credit report for free at annual credit report.com to see if any accounts have been opened in your name.

1 Contribution
2 People Helped

Hard Enqiries drop off

Helpful to 2 out of 2 people

I want to see an answer to that too.

1 Contribution
3 People Helped

Hard inquiry

Helpful to 3 out of 4 people

How do I dispute a hard inquiry on my report? I checked to see if Direct TV and Century link were in my area when I moved aND they both did an inquiry into my credit. They are not even available in my area.

1 Contribution
1 Person Helped

Under 18

Helpful to 1 out of 1 people

You can dispute it once you turn 18. Call and then they will have you turn in proof of identity.

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