Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
bmwright2021

0 Contributions
0 People Helped
How long does an Eviction/Judgement take to come off a Credit Report?
I recently paid off a Judgement for an eviction and paid off both of my CC. How long will it actually take to come off of my report? I cannot get a car loan, house loan, or even a personal loan. I have a great job, pay all of my bills, but still cannot get a loan to save my life.
How long must I wait for this to be cleared from my report?
Also, I saw something about negotiating a payment with the creditors to have judgements taken off someones record sooner, is this true? if so, how much is it?
I HAVE ALL OF MY DEBT PAID OFF!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
39 Contributions
23 People Helped

7 years

Judgement can stay up to seven years even if paid the judgment can be included in your credit report. Civil judgments remain seven years from the filing date. You say you already paid it off so nothing really you can do about it being on your record. You should check all three credit reports and make sure it is showing paid in full. As far as negotiating with creditors, you should have done that before you paid it off, they got their money already you have zero negotiating power at this point.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.