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goldsylocks

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how long do you have to be late to file bk and how long before you go to court?

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Consult with a bankruptcy attorney.  You will find them listed in the Yellow Pages and you want one that offers a free initial consultation.  Listen to their advice since there are items that cannot be discharged in bankruptcy  If you think bankruptcy will fix your credit, it won't, other than to ruin it for ten years.  It should be the very last option to consider.  .

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