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km1921

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How do I get derogatory remarks removed when all have been settled and released
also listed are 9 accounts when in actuality I only have two

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Anything that is part of your credit history, good or bad, will remain on your credit report for 7 years, unless you negotiated a 'pay for delete' agreement.  That topic is covered in the articles provided as part of the credit education Credit Karma provides.

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