Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
LAS25404

0 Contributions
0 People Helped
how can i raise my credit score?
Nothing's really hugely negative on our accounts, we have very low debt to income ratio (total consumer debt less than 2000) but our scores have been stuck around 610 for like 2 years. What can I do to get them up?!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5323 Contributions
1218 People Helped

How many open and active accounts do you currently have? You have to have open accounts to build and maintain credit. Three credit cards and one installment loan that are reported to all three credit bureaus are just the "basic" credit building tools. You want absolutely NO negative information on your reports as it will keep your scores from growing.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.