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Question By
breyonce2

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How Can i increase my credit score?
How can I increase my credit score?

I have a total of 4 open credit cards

Wells Fargo- Limit $12,00 I used $3700
Tire store- Haven't used it in years
Best Buy- Almost paid off
Victoria Secret- Haven't used in years
Car Loan - $6700 left to pay off from the loan at $17,000.

My question is, should I close the accounts I do not use?
Should I open another credit card to consalidate my loans?
Can you Even pay a loan off with another credit card?

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Top Contributor
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Do Not Close Accounts you do not use.

But do Send 1.25 ( 1 dollar and 25 cents ) to both the tire store and Victoria Secrets.  This will do 2 things,  show current activity on the accounts and increase your payment history by 2.  ( simple way of keeping current that are not used often. )  it might take 2 billing cycles but they will send you a check back for the 1.25 that you can deposit.   Repeat the process.

Pay off the Best Buy account then work on paying off the Wells Fargo account.

Top Contributor
1758 Contributions
3022 People Helped

Do Not Close Accounts you do not use.

But do Send 1.25 ( 1 dollar and 25 cents ) to both the tire store and Victoria Secrets.  This will do 2 things,  show current activity on the accounts and increase your payment history by 2.  ( simple way of keeping current that are not used often. )  it might take 2 billing cycles but they will send you a check back for the 1.25 that you can deposit.   Repeat the process.

Pay off the Best Buy account then work on paying off the Wells Fargo account.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

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