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newhousepigsty

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How can I change stuff on my report because I no longer have it?
I have credit cards and collections that were wiped out when I filed bankruptcy, these need to be removed as they don't exist anymore.

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Part of credit history

Although your obligation to pay those accounts ended when you filed bankruptcy, those accounts are part of your credit history until 7 years have passed.  That is when they vanish.  Bankruptcy does not remove the accounts from your credit history.

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