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stl7004

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How badly do medical bills in collection status affect your credit score?
My young relative had some medical bills (occured before they were 18) that their parent was supposed to pay, but never did. The bills have now appeared on her credit report as delinquent. I have heard that unpaid medical bills aren't looked at as harshly as other unpaid bills such as car payments or credit card bills. Is this true?

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Like any collection it will hurt a lot.  The up side is that Med collections are the easiest ones to fix.  I would do some researh on "HIPPA" I think that this can help you a lot.

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Incorrect

Unpaid medicals bills get reported to a collection agency. They in turn report to the credit bureaus.  Credit scores can drop 50 to 100 points. Paying the collection agency may not fix your credit. In most cases, those accounts are reported for 7.5 years and are often very damaging — paid or unpaid.

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