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Question By
ptrpkr1971

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hoow long before closed accouunts drop off my report?

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If there is good report such as a history of regular payments and good usage, they may stay for 10 years which is to your benefit.  If there are any late payments or other negatives, the reports remain for 7 years.  Hope YOU did not close the accounts because that hurt your credit.

Reply by
tiggertidbit

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So it is not neccessarily a good idea to have closed

accounts removed from my credity report?

Reply by
mir306

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Why is that the case?  If I closed the account, why would that be a problem, praticularly if the reason is valid?  At any rate it is showing closed, but has not been removed @ 7 years.

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how long

Once the account is close from none use and balance is $0 (good), how long will it take the score to go back up and how long will it take the drop off completely

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