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missymel

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have a lot of late accounts, If I pay them off how will that affect my score.
will this stop a loan for a home from going throw if I pay them all off

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This is a very broad question. If you can get your overall utilization to ~10% or less you'll see the best overall improvement when it comes to scores. However, the late remarks will leave a long term dent on ytour credit. Not trying to be rude but how do you expect o pay a morgage regularly if you're not able to keep up with your current accounts?

What is your current available credit? Current debt? How many late accounts? Current scores?

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