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seanheal1

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Have 2 accounts that have been closed 10 yrs still reporting on credit reports.
They both show a high balance and current balance of $0. But neither is showing a payment history. Are these accounts hurting or helping me?

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If they were closed in good standing which they appear to be, they are helping your scores. Under no circumstance do you ever want to remove old accounts on your reports that are of a positive nature. It would damage your scores and profile if you remove good history.

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