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lampel01

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got divorced...can I take William off my credit report
I am now divorced. William is not part of my credit anymore. How do we separate our credit reports?

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It takes 7 years.

Any accounts you held jointly will still be reported on both credit reports for 7 years from the date of your divorce because they are part of both of your credit histories.  Then, they should fall off.  There is no removing them before then because this reporting is required under the Fair Credit Reporting Act, which is a federal regulation.

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