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JoannReeves1

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fico score is 589 credit karma 663 and 664 which is correct?

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Top Contributor
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Both are correct,  they are Different Credit Score Models 

your 589 is just one of many different FICO scores.

The 663 and 664 are the Vantage 3 Credit Score Model.

All are valid scores.

Top Contributor
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Most lenders will use a version of FICO scores, so FICO are the ones that you should be most concerned with.

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