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mamaleche

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does it affect my credit ?
I got something online and had really bad customer service the whole time they kept lying to me and they even hung up on me wen I will call about it. I received my package later but then I refuse to pay because of my experience with them they send me letters to pay and they send me to collections ..does that affect my credit? they don't have my social and the card I had is cancelled

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Top Contributor
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Wow! I'm not sure if they can report to the bureau without a ssn.........

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