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Posted in Paying Your Bills
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bigbadjon1956

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Does a 60 or 90 day late payment affect my score more than a 30 day late payment

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Top Contributor
1756 Contributions
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Look at it this way

a 30 day late payment is one strike agaist you

if you are 60 day late payment would also mean you have another 30 day late payment  so 2 strikes agaist you.

and a 90 day late payment would mean you are late on another 60 and 30 day payments also so 3 strikes agaist you.

Back to your question,   Yes 60 and 90 day late paymens will affect your score more as every time you are late on a payment it is a ding on your credit report and score.  ( that is as long as they report them, and most of them do )

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