Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
art1959

1 Contribution
0 People Helped
derogatory remarks on credit report
I paid over $9,000 toward my student loan before it was discharged on June 15 2015 and also paid $2,400 in interest yet Transunion has it in derogatory remarks and refuses to take it off the report though it show's no balance. the other two equifax and Experian have it in as paid and not a adverse account. how do I get Transunion to do the same? do I need a lawyer to deal with them?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1132 Contributions
1209 People Helped

You should just simply write a letter to both bureaus and ask them to correct the errors. If it still show the same info, then you might need to contact the creditor you paid.  Credit bureaus are neutral agencies, they only report information they receive.  Meaning if you have proof about why your credit should be a certain way, they will listen and post what you say is correct as well. If your creditors report something about your credit, then they will listen to your creditors also.  Going after a credit bureau is a waste of time.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.