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LowCCscoreHelp

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credit score too low for credit card
My credit score is in the mid 600's thanks to issues with student loans. Is there advice for getting credit cards? I have been turned down by several already (all capital one, and one airline).

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When you were turned down by the credit card company, the would have provided you with their reasoning.   You would use this information and start the steps to make corrections to your credit report.  In the mean time, consider a secured credit card by one of the reputable companies.  One which does not have monthly maintenance fees, your annual fee could be from 35-95.  Also consider one which will convert to an unsecured over time.   Not all convert.  The amount that you would put down would be your credit limit.  The fact that it is secured will not impact your score and as you manage the card wisely through low utilization and on time payments, you will begin reversing the reasons they would have to deny you in the future.  Do not be in a hurry, manage the secured card for about a year and you will start receiving different answers.   Depending on what else is listed as derogatory on credit report.  Use this time to take care of any of these items as well.

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