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123TommyH

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Credit score for loan
If my wife and I. Apply for a loan is it the average score or what? Her score is 715 mine 760. Should we wait till she is at 720 or more?

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Keep in mind that you have more than one score. You have three different credit bureaus (different scores) and there are many different versions of scores, since you are applying for a mortgage, you may want to see what your FICO scores are from each bureau in the mortgage version. Different lenders have different tiers for rates. Your question here would be best directed to the loan officer with the bank you are going to finance through.

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