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Starsoleil

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CK scores nearly 100 points lower than FICO's , why ?
Although I enjoy using CK and find some info useful, I cannot understand why they use Vantage scores which are not useful . My three Fico's are 736,760 and 754 this month but the Vantage shows 646 and 620 , listed as fair and poor . My credit utilization is 13% , I have many inquiries from house hunting and an old collection I disputed and was removed . No reason for the low scores , but they could be quite scary if someone did not check FICO's . Glad I pulled all three credit reports because there is nothing I could change to make Vantage scores higher !

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So tell me what is my ficoscore

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